Jamie Goulas

Loan Officer Primary Residential Mortgage

January 2 2018

How Rising Prices Will Help You Build Family Wealth in 2018

Over the next five years, home prices are expected to appreciate on average by 3.35% per year and to grow by 24.34% cumulatively, according to Pulsenomics.

As an example, let’s assume a young couple purchases and closes on a $250,000 home this month (January). If we only look at the projected increase in the price of that home, how much equity will they earn over the next 5 years? (See Infographic.)

Not only is homeownership something to be proud of, but it also offers you and your family the ability to build equity you can borrow against in the future.

If you are ready and willing to buy, find out if you are able to today, give me a call!

January 21 2019

“The time is always right to do what is right.”
MLK JR

January 19 2019

The Cost of Waiting To Buy!

•Freddie Mac predicts interest rates to rise to 5.1% by the end of 2019.

•CoreLogic predicts home prices to appreciate by 4.8% over the next 12 months.

If you are ready and willing to buy your dream home, find out if you are...  

January 15 2019

Is Buying a Home Really More Stressful Than Planning a Wedding?

According to a survey from Open Listings, 62% of Americans ages 25-54 believe that buying a home is more stressful than planning a wedding.

Many young couples are saving for a wedding...  

January 14 2019

Are You Thinking About Buying a House This Year?

Speaking With Me Should Be Your 1st Step!

Many potential homebuyers overestimate the down payment and credit scores necessary to qualify for a mortgage.

Some of topics we will discuss are:

Capacity:...  

January 11 2019

With interest rates still around 4.5%, now is a great time to look back at where rates have been over the last 40 years.

Rates are projected to climb to 5.0% by this time next year according to Freddie Mac.

The impact your interest rate makes on your...  

January 3 2019

Adjustable Rate Mortgages: Have you seen our rates?

Top Two Reasons an ARM Mortgage Is a Good Idea

•Lower rates help you build equity faster

•Time is on your side

If you don't plan to live in a home for 30 years, why borrow for 30 years to buy it? If...  

January 2 2019

Purchasing Power and Rates

The interest rate you secure when buying a home not only greatly impacts your monthly housing costs, but also impacts your purchasing power.

Purchasing power is the amount of home you can afford to buy for the budget you...  

December 31 2018

December 28 2018

Where is the Housing Market Headed in 2019?

•­Interest rates are projected to increase steadily throughout 2019.

•Home prices will rise at a rate of 4.8% over the course of 2019 according to CoreLogic.

•All four major reporting agencies believe that...  

December 26 2018

How to Save Thousands of Dollars in Interest on Your Mortgage

1. Pay an additional 1/12th of your mortgage payment every month

2. Pay an additional $50 per month towards your mortgage

3. Make one-time lump sum payments when you can

If you’re wondering...