Jamie Goulas

Loan Officer Primary Residential Mortgage

January 12 2018

FICO Scores on Approved Home Loans Drop Again

According to Ellie Mae’s latest Origination Report, the average FICO Score on all closed loans dropped to 722 which is its lowest mark since April. The average includes all approved refinance and purchase loans.

The report also revealed that those who purchased homes in December with an FHA Loan were able to do so with an average down payment of 4% and a FICO Score of only 684.

More and more potential buyers are able to qualify for a mortgage loan now! If you are debating a home purchase, let’s get together and evaluate your ability to buy today!

Give me a call today!

December 18 2018

Rents are still on the rise. If you've been thinking you can't buy a home, you may be surprised!

Call me to talk about your options! 860-771-3683

December 11 2018

Don't be a character in this story!

Give me a call, let's start the home buying process!
There's a lot of programs available!

#chfa #firsttimebuyer #homeowner #mortgage #equity

December 10 2018

What If I Wait A Year to Buy a Home?

The Mortgage Bankers Association (MBA), Freddie Mac, and Fannie Mae all project that mortgage interest rates will increase by this time next year. According to CoreLogic’s most recent Home Price Insights Report,...  

December 3 2018

Reasons To Buy A Home This Winter:

•Prices Will Continue to Rise in 2019. Corelogic predicts that prices will continue to increase at a rate of 4.7% over the next year.

•Mortgage Interest Rates Are Projected to Increase. Most experts predict that...  

November 28 2018

Big CHFA Changes for 2019:

CHFA currently offers two rate options.  Beginning January 1, 2019 the CHFA 0 point option will no longer be available and all loan applicants are required to pay 1 point rate option.

Give me a call if you have questions.

November 27 2018

The #1 Reason to Not Wait Until Spring to Sell Your House

Your Home in the Winter Months is Less Competition!

Housing supply traditionally shrinks at this time of year, so the choices buyers have will be limited. The chart below was created using the...  

November 21 2018

Happy Thanksgiving Eve!

Below are some fun facts to share about the day as you gather around the table with loved ones.

I am thankful for your continued trust, business and referrals!

November 20 2018

Females Are Making It a Priority to Invest in Real Estate!

In 2018, for the second year in a row, single female buyers accounted for 18%of all buyers.

According to the 2018 Home Buyer and Seller Generational Trends Report by the National Association...  

November 19 2018

Monday Mortgage Tip!

November 16 2018

The Cost of Renting vs. Buying a Home

•Historically, the choice between renting or buying a home has been a tough decision.

•Looking at the percentage of incomeneeded to rent a median-priced home today (28.4%) vs. the percentage needed to buy a...