Jamie Goulas

Loan Officer Primary Residential Mortgage

January 12 2018

FICO Scores on Approved Home Loans Drop Again

According to Ellie Mae’s latest Origination Report, the average FICO Score on all closed loans dropped to 722 which is its lowest mark since April. The average includes all approved refinance and purchase loans.

The report also revealed that those who purchased homes in December with an FHA Loan were able to do so with an average down payment of 4% and a FICO Score of only 684.

More and more potential buyers are able to qualify for a mortgage loan now! If you are debating a home purchase, let’s get together and evaluate your ability to buy today!

Give me a call today!

September 19 2018

A Pre-Approval is one of the most important steps you can take toward getting a mortgage!

Let's get you pre-approved.
Give me a call or click the link below to get started!

Jamie Goulas - Chelsea Groton Bank Online Mortgage Center

Jamie Goulas - Chelsea Groton Bank Online Mortgage Center

September 7 2018

Rate hike odds increase!

"August's surprise jump in wages could be a sign of more wage growth ahead — good news for workers and a green light for the Fed when it comes to interest rates hikes."

Now is the time to lock in if you are floating and it is...  

Strong jobs report gives Fed the green light for more rate increases

Strong jobs report gives Fed the green light for more rate increases

September 6 2018
Photos from Jamie Goulas - Mortgage Specialist

Photos from Jamie Goulas - Mortgage Specialist's post

Introducing Community Heroes Homeownership Program (1% down payment!)

In gratitude for their service each day, we are pleased to introduce the Community Heroes Homeownership Program.

Individuals and families who have at least one loan applicant...  

September 5 2018

Studies show that as a parent’s net worth increases, so does the likelihood that their child will own a home. A homeowner’s net worth is 44 times greater than that of a renter.

Statistically millennials are taking longer to buy their first home but...  

September 3 2018

Enjoy your Labor Day! 😊

August 31 2018

New Program Alert!  
Teachers, Firefighters, Police Officers, EMT's and Paramedics!!

Community Hero Program - offering 1% Down Payment and $500 closing cost credit!

At least one borrower must be employed full time in one of the following eligible...  

August 29 2018

This is great news!
Home delinquencies are at an all time low, as credit scores continue to rise.

Serious delinquency rate hits lowest level since Great Recession

Serious delinquency rate hits lowest level since Great Recession

August 28 2018

Home Sales Expected to Continue Increasing in 2019

As we can see in the chart, Freddie Mac, Fannie Mae,and the Mortgage Bankers Association all believe that homes sales will increase steadily over the next year.

If you are a homeowner who has...  

August 24 2018
Connecticut Housing Finance Authority

Connecticut Housing Finance Authority

CHFA's Interest Rate Update:  

We are an approved CHFA lender. Give me a call to get started on a loan today!

August 20 2018

The Cost of Waiting: Interest Rates!!

•Interest rates are projected to increase steadily heading into 2019.
•The higher your interest rate, the more money you end up paying for your home and the higher your monthly payment will be.
•Rates are still low...